After earning an economics degree and an MBA from Stanford University, Fairbank landed at Virginia’s Signet Bank, where he co-created the business that became Capital One, the Fortune Global 500 credit card giant.
Fairbank became CEO in 1994 during Capital One’s initial public offering. In 2024, the bank reported $39.1 billion in revenue, a 6.3% increase over 2023. With $490.1 billion in assets at the end of last year, Capital One is the nation’s ninth largest bank.
In May, Capital One Financial completed its $35.3 billion acquisition of Discover Financial Services, finalizing the blockbuster merger of the credit card giants announced last year. Just before the deal closed, Capital One agreed to pay $425 million to settle with 360 Savings account customers who were suing the bank, claiming they were misled and prevented from benefiting from available higher earning interest rates.