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Freddie Mac

US mortgage rates fall to 6.19%, nearing yearly low
Dec 4, 2025

US mortgage rates fall to 6.19%, nearing yearly low

U.S. mortgage rates dropped to 6.19%, the lowest since October, boosting buying power as Fed rate cuts loom and housing demand improves.

FILE - Newly developed homes sit in a row in Eagleville, Pa., April 28, 2023. (AP Photo/Matt Rourke, File)
Nov 25, 2025

Federal agency boosts size of most single-family loans the government can guarantee to $832,750

FHFA will raise the 2026 conforming loan limit to $832,750 for most US homes, reflecting higher prices. High-cost areas like LA and NYC will exceed $1.24 million

30-year mortgage rate edges up to 6.24%
Nov 13, 2025

30-year mortgage rate edges up to 6.24%

U.S. mortgage rates rose to 6.24%, their second straight weekly increase, though they remain near this year’s lowest levels.

Average rate on a 30-year mortgage falls to lowest level in nearly a year
Oct 30, 2025

U.S. mortgage rates fall to lowest level in a year

The average 30-year mortgage rate dropped to 6.17%, its lowest in over a year, boosting refinancing and homebuying demand.

FILE - A "For Sale" sign is displayed outside a home on Friday, July 11, 2025, in Portland, Ore. (AP Photo/Jenny Kane, File)
Oct 27, 2025

Average long-term US mortgage rate drops to 6.19%, lowest level in more than a year

The average 30-year mortgage rate dropped to 6.19%, its lowest since October 2024, as inflation and Fed policy ease pressure.

US mortgage rates dip to near yearly low at 6.27%
Oct 16, 2025

US mortgage rates dip to near yearly low at 6.27%

The average 30-year US mortgage rate fell to 6.27%, nearing its lowest level of the year as borrowing costs continue to ease.

US mortgage rates fall as Fed cuts interest rates
Oct 9, 2025

30-year US mortgage rate falls to 6.3% lowest in a year

The average rate on a 30-year U.S. mortgage edged lower this week, returning to its lowest level in about a year. The average long-term mortgage rate slipped to 6.3% from 6.34% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.32%. The modest drop brings the average rate back to […]

US mortgage rates fall as Fed cuts interest rates
Oct 2, 2025

30-year mortgage rate rises to 6.34% after recent lows

WASHINGTON (AP) — The average rate on a 30-year U.S. mortgage ticked up for the second straight week following a string of declines that had brought down home borrowing costs to their lowest level in nearly a year. The average long-term mortgage rate rose this week to 6.34% from 6.3% last week, mortgage buyer Freddie […]

30-year U.S. mortgage rate edges up to 6.3%
Sep 25, 2025

30-year U.S. mortgage rate edges up to 6.3%

The average 30-year U.S. mortgage rate rose to 6.3%, ending a four-week decline, according to Freddie Mac.

US mortgage rates fall as Fed cuts interest rates
Sep 18, 2025

US mortgage rates fall as Fed cuts interest rates

U.S. mortgage rates fell for a third week, with 30-year loans at 6.26%, as the Fed cut rates and signaled more reductions ahead in 2025.

Average rate on a 30-year mortgage falls to lowest level in nearly a year
Sep 11, 2025

Average rate on a 30-year mortgage falls to lowest level in nearly a year

The average rate on a 30-year U.S. mortgage fell this week to its lowest level in nearly a year, reflecting a pullback in Treasury yields ahead of an expected interest rate cut from the Federal Reserve next week. The long-term rate eased to 6.35% from 6.5% last week, mortgage buyer Freddie Mac said Thursday. A year ago, […]

FILE - A "For Sale" sign is displayed outside a home on Friday, July 11, 2025, in Portland, Ore. (AP Photo/Jenny Kane, File)
Sep 4, 2025

US 30-year mortgage rate dips to 6.5% amid housing slump

The average 30-year mortgage rate fell to 6.5%, down from 6.56% last week. Lower rates may boost buyer power but housing sales remain weak.

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